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Best Prepaid Phone Plans in 2026

No contracts, no credit checks — the best prepaid plans compared

By Rob Webber • Founder & Editor

The best prepaid phone plans in 2026 are Tello ($8/mo on T-Mobile), Red Pocket ($10/mo on your choice of network), and Mint Mobile ($15/mo for 5GB). All prepaid — no contracts, no credit checks, and no hidden fees. We compared 100+ prepaid plans to find the best values.

Our Top 5 Picks

Tello
Best for cheapest prepaid
Tello logo
$10 /mo
5GB data
See Deal
Red Pocket
Best for network choice
Red Pocket logo
$10 /mo
then $20/mo after 3mo
20GB data
See Deal
Mint Mobile
Best for best value prepaid
Mint Mobile logo
$15 /mo
5GB data
See Deal
Visible
Best for unlimited prepaid
Visible logo
$25 /mo
Unlimited data
See Deal
Cricket Wireless
Best for AT&T network
Cricket Wireless logo
$30 /mo
5GB data
See Deal

1Cheapest Prepaid Plan — Tello

Pros

  • Plans from $8/mo
  • Fully customizable
  • No contracts or fees
  • T-Mobile 5G
  • Free international calls

Cons

  • T-Mobile only
  • Limited phone selection
  • No physical stores
Tello
5 GB 4G data
$10 per month
Powered by T-Mobile
Potential Savings: $780/year
Show Details
  • Plans from $8/mo
  • Fully customizable
  • No contracts or fees
  • T-Mobile 5G
  • Free international calls
Broadband Facts

Broadband Facts

Tello — 5GB Data Only

Monthly Price $10/mo
0

Additional Monthly Charges

Provider monthly fee Included
Gov. taxes & fees Varies by location

One-Time Fees

Activation fee $0
Early termination fee None (no contract)

Typical Speeds

5G

Download 100-300 Mbps
Upload 10-50 Mbps
Latency 25-40 ms

4G LTE

Download 25-75 Mbps
Upload 5-25 Mbps
Latency 30-50 ms

Data Allowance

Monthly data 5 GB
Data cap / throttle Hard cap
Mobile hotspot Varies

Voice & Messaging

Minutes 0
Texts 0
Network T-Mobile 5G & 4G LTE

For more information about this plan, visit Tello.

Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.

Tello is the cheapest prepaid phone plan starting at $8/mo for unlimited talk and text on T-Mobile. Fully customizable — pick your minutes, texts, and data. No contracts, no fees, cancel anytime.

Tello is the definition of a no-nonsense prepaid carrier. Starting at $8/mo for unlimited talk and text on T-Mobile's network, it's the cheapest entry point for anyone who wants reliable service without overpaying.

The build-your-own plan model is what makes Tello special. You choose exactly how much data, talk, and text you need, so there's zero waste. All plans include free international calls to 60+ countries and mobile hotspot access. Unlimited plans cap hotspot at 5GB, but for most users that's more than enough.

There are no multi-line discounts, but Tello's per-line pricing is so competitive it rarely matters. Activation is seamless — eSIM setup takes a few taps, or order a physical SIM by mail.

I compared Tello to Ultra Mobile (good for international but pricier), Metro by T-Mobile (higher costs, requires store visit), and Boost Mobile (hidden fees undermine the value). For the cheapest, most flexible prepaid plan available, Tello is the clear choice.

  • Build your own plan — pick exactly the data, minutes, and texts you need without paying for extras.
  • No contracts, no fees — transparent pricing you can adjust or cancel anytime.
  • Instant eSIM activation — start using your plan in minutes, or get a physical SIM shipped.
  • Switch online in minutes
  • Same T-Mobile coverage
  • Unlimited talk & text
  • No surprise price hikes
  • No long-term contracts

Get the same T-Mobile coverage 9× cheaper

Save $960/yr over T-Mobile Go5G Plus direct

Tello logo
Best value
Tello
5GB Data Only
5GB
$10 /mo
$120/yr
T-Mobile
Big Wireless
T-Mobile direct
Go5G Plus
Unlimited
$90 /mo
$1,080/yr
Same T-Mobile 5G & 4G LTE coverage. Higher monthly bill.

Cost over time — Tello vs T-Mobile

Tello
T-Mobile direct
1 year Save $960
$1,080
$120
2 years Save $1,920
$2,160
$240
3 years Save $2,880
$3,240
$360

Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. T-Mobile Go5G Plus retail price as of plan listing.

See all 14Tello plans
1GB Data Only
1GB$5/mo View
2GB Data Only
2GB$6/mo View
Unlimited Talk & Text
Talk & Text$8/mo View
1GB
1GB$9/mo View
2GB
2GB$10/mo View
5GB Data Only
5GB$10/mo View

2Best Prepaid Plan for Network Choice — Red Pocket

Pros

  • Choose your network
  • Plans from $10/mo
  • Family plan discounts
  • eSIM supported
  • International options

Cons

  • Annual prepay for best price
  • Website navigation
  • Cannot switch networks easily
2

Red Pocket

*50% off for 3 Mths
Red Pocket
20 GB 4G data
$10* per month
Powered by AT&T
Potential Savings: $660/year
Show Details
  • Choose your network
  • Plans from $10/mo
  • Family plan discounts
  • eSIM supported
  • International options
Broadband Facts

Broadband Facts

Red Pocket — 20GB

Monthly Price $20/mo
Introductory price (3 months) $10/mo

Additional Monthly Charges

Provider monthly fee Included
Gov. taxes & fees Varies by location

One-Time Fees

Activation fee $0
Early termination fee None (no contract)

Typical Speeds

5G

Download 100-300 Mbps
Upload 10-50 Mbps
Latency 25-40 ms

4G LTE

Download 25-75 Mbps
Upload 5-25 Mbps
Latency 30-50 ms

Data Allowance

Monthly data 20 GB
Data cap / throttle Hard cap
Mobile hotspot Varies

Voice & Messaging

Minutes Unlimited
Texts Unlimited
Network AT&T 5G & 4G LTE

For more information about this plan, visit Red Pocket.

Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.

Red Pocket is the only prepaid carrier offering all three networks. Choose AT&T, T-Mobile, or Verizon when you sign up. Plans from $10/mo for 3GB with no contract required.

Red Pocket is unique in the prepaid world because it's the only carrier that lets you pick between AT&T, T-Mobile, and Verizon at signup. If coverage quality varies where you live, this flexibility is genuinely valuable — you can select the network that performs best in your specific area.

Plans start at $10/mo for 3GB with unlimited talk and text. Annual prepay plans offer the lowest per-month costs, while monthly plans give you more flexibility at a slightly higher price. Family plans include a $20/line discount for additional lines, making Red Pocket competitive for households too.

International features are strong — free calling to 80+ countries and roaming in Mexico and Canada on qualifying plans. eSIM is supported, and new subscribers can test the service with a 7-day money-back guarantee.

I weighed Red Pocket against Cricket Wireless (AT&T's own prepaid brand but more expensive), H2O Wireless (solid international calling but less value overall), and Good2Go Mobile (cheap but very limited options). Red Pocket's network flexibility and family savings make it the most versatile prepaid carrier.

  • Choose your network — AT&T, T-Mobile, or Verizon, based on what works best where you live.
  • Family-friendly pricing — $20 off per additional line, one of the cheapest multi-line prepaid options.
  • International calling included — free calls to 80+ countries and roaming in Mexico and Canada.
  • Switch online in minutes
  • Same AT&T coverage
  • Unlimited talk & text
  • No surprise price hikes
  • No long-term contracts

Get the same AT&T coverage 4× cheaper

Save $792/yr over AT&T Unlimited Premium PL direct

Red Pocket logo
Best value
Red Pocket
20GB
20GB
$20 /mo
$240/yr
AT&T
Big Wireless
AT&T direct
Unlimited Premium PL
Unlimited
$86 /mo
$1,032/yr
Same AT&T 5G & 4G LTE coverage. Higher monthly bill.

Cost over time — Red Pocket vs AT&T

Red Pocket
AT&T direct
1 year Save $792
$1,032
$240
2 years Save $1,584
$2,064
$480
3 years Save $2,376
$3,096
$720

Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. AT&T Unlimited Premium PL retail price as of plan listing.

See all 4Red Pocket plans
3GB
3GB$10/mo View
20GB
20GB$20/mo View
Unlimited data
Unlimited$30/mo View
Unlimited
Unlimited$30/mo View

3Best Value Prepaid Plan — Mint Mobile

Pros

  • 5GB for $15/mo
  • 5G on all plans
  • Hotspot included
  • eSIM activation
  • Unlimited for $30/mo

Cons

  • 3-12 month prepay required
  • Price increase after year 1
  • T-Mobile only
Mint Mobile
5 GB 4G data
$15 per month
Powered by T-Mobile
Potential Savings: $720/year
Show Details
  • 5GB for $15/mo
  • 5G on all plans
  • Hotspot included
  • eSIM activation
  • Unlimited for $30/mo
Broadband Facts

Broadband Facts

Mint Mobile — 5GB Data Only

Monthly Price $15/mo
0

Additional Monthly Charges

Provider monthly fee Included
Gov. taxes & fees Varies by location

One-Time Fees

Activation fee $0
Early termination fee None (no contract)

Typical Speeds

5G

Download 100-300 Mbps
Upload 10-50 Mbps
Latency 25-40 ms

4G LTE

Download 25-75 Mbps
Upload 5-25 Mbps
Latency 30-50 ms

Data Allowance

Monthly data 5 GB
Data cap / throttle Hard cap
Mobile hotspot Varies

Voice & Messaging

Minutes 0
Texts 0
Network T-Mobile 5G & 4G LTE

For more information about this plan, visit Mint Mobile.

Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.

Mint Mobile offers 5GB for $15/mo and unlimited for $30/mo on T-Mobile 5G. Multi-month prepay pricing keeps costs low. All plans include 5G, hotspot, and free eSIM activation.

Mint Mobile's value proposition is straightforward: prepay for 3, 6, or 12 months and lock in monthly rates that are hard to beat. The 5GB plan at $15/mo and unlimited at $30/mo on T-Mobile 5G represent some of the best per-GB pricing in prepaid wireless.

All plans include 5G access, mobile hotspot, and eSIM activation at no extra cost. The unlimited plan provides 40GB of premium data and 10GB of hotspot, which covers all but the heaviest users. The trade-off is the upfront payment — you're paying 3-12 months at once.

After the first year, renewal prices increase by $5-10/mo. It's still competitive, but the intro pricing is where the real savings are. I compared Mint to Google Fi (flexible but pricier), US Mobile (competitive unlimited but no multi-month savings), and Cricket Wireless (reliable AT&T coverage but higher monthly costs).

For prepaid users willing to prepay a few months upfront, Mint Mobile delivers unbeatable dollar-per-GB value.

  • Lock in low rates — prepay 3-12 months to get prices 20-40% below month-to-month carriers.
  • 5G and hotspot standard — every plan includes T-Mobile 5G and mobile hotspot at no extra cost.
  • Risk-free trial — 7-day money-back guarantee on eSIM plans to test the service.
  • Switch online in minutes
  • Same T-Mobile coverage
  • Unlimited talk & text
  • No surprise price hikes
  • No long-term contracts

Get the same T-Mobile coverage 6× cheaper

Save $900/yr over T-Mobile Go5G Plus direct

Mint Mobile logo
Best value
Mint Mobile
5GB Data Only
5GB
$15 /mo
$180/yr
T-Mobile
Big Wireless
T-Mobile direct
Go5G Plus
Unlimited
$90 /mo
$1,080/yr
Same T-Mobile 5G & 4G LTE coverage. Higher monthly bill.

Cost over time — Mint Mobile vs T-Mobile

Mint Mobile
T-Mobile direct
1 year Save $900
$1,080
$180
2 years Save $1,800
$2,160
$360
3 years Save $2,700
$3,240
$540

Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. T-Mobile Go5G Plus retail price as of plan listing.

See all 8Mint Mobile plans
5GB Data Only
5GB$15/mo View
5GB
5GB$15/mo View
15GB Data Only
15GB$20/mo View
15GB
15GB$20/mo View
20GB
20GB$25/mo View
20GB Data Only
20GB$25/mo View

4Best Unlimited Prepaid Plan — Visible

Pros

  • Unlimited everything $25/mo
  • Verizon network
  • Hotspot included
  • No speed caps
  • Owned by Verizon

Cons

  • Single line only
  • Deprioritization possible
  • Limited support hours
Visible
Unlimited 4G data
$25 per month
Powered by Verizon
Potential Savings: $600/year
Show Details
  • Unlimited everything $25/mo
  • Verizon network
  • Hotspot included
  • No speed caps
  • Owned by Verizon
Broadband Facts

Broadband Facts

Visible — Unlimited

Monthly Price $25/mo
0

Additional Monthly Charges

Provider monthly fee Included
Gov. taxes & fees Varies by location

One-Time Fees

Activation fee $0
Early termination fee None (no contract)

Typical Speeds

5G

Download 100-300 Mbps
Upload 10-50 Mbps
Latency 25-40 ms

4G LTE

Download 25-75 Mbps
Upload 5-25 Mbps
Latency 30-50 ms

Data Allowance

Monthly data Unlimited
Data cap / throttle Speeds may slow during congestion
Mobile hotspot Included

Voice & Messaging

Minutes Unlimited
Texts Unlimited
Network Verizon 5G & 4G LTE

For more information about this plan, visit Visible.

Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.

Visible offers unlimited everything (talk, text, data, hotspot) on the Verizon network for $25/mo with no contract. Owned by Verizon, so you get premium network access.

If you want unlimited data on Verizon's network without a contract, Visible is the best prepaid option available. At $25/mo for unlimited talk, text, data, and hotspot, it undercuts every other Verizon-based carrier by a wide margin.

Visible keeps the plan structure dead simple — two plans, no confusion. The base plan includes hotspot at 5 Mbps. The Visible+ plan ($35/mo) adds 50GB of premium data, 5G Ultra Wideband access, and international calling to 30+ countries.

Being owned by Verizon means you're getting the real deal in terms of network access. The one caveat: no multi-line discounts, and customer support is online only. For individuals, neither of these is a dealbreaker given the price.

I compared Visible to Tracfone (cheap but speed-limited), Xfinity Mobile (great pricing but requires Xfinity internet), and Spectrum Mobile (same internet requirement). Visible is the only Verizon prepaid option with true unlimited data and no strings attached.

  • True unlimited on Verizon — no data caps, no throttling on the base plan.
  • Owned by Verizon — premium network access at a fraction of the direct Verizon price.
  • Simple, instant activation — eSIM setup in minutes, no waiting for a SIM card.
  • Switch online in minutes
  • Same Verizon coverage
  • Unlimited talk & text
  • No surprise price hikes
  • No long-term contracts

Get the same Verizon coverage 4× cheaper

Save $780/yr over Verizon Unlimited Plus direct

Visible logo
Best value
Visible
Unlimited
Unlimited
$25 /mo
$300/yr
Verizon
Big Wireless
Verizon direct
Unlimited Plus
Unlimited
$90 /mo
$1,080/yr
Same Verizon 5G & 4G LTE coverage. Higher monthly bill.

Cost over time — Visible vs Verizon

Visible
Verizon direct
1 year Save $780
$1,080
$300
2 years Save $1,560
$2,160
$600
3 years Save $2,340
$3,240
$900

Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. Verizon Unlimited Plus retail price as of plan listing.

See all 7Visible plans
Unlimited
Unlimited$25/mo View
Unlimited Data Only
Unlimited$25/mo View
Unlimited Data
Unlimited$25/mo View
Unlimited+
Unlimited$35/mo View
Unlimited+ Data Only
Unlimited$35/mo View
Unlimited+ Pro
Unlimited$45/mo View

5Best AT&T Prepaid Plan — Cricket Wireless

Pros

  • AT&T network
  • Multi-line family discounts
  • No data throttling on most plans
  • Physical stores nationwide
  • Owned by AT&T

Cons

  • Higher starting price ($30/mo)
  • Speed capped at 8 Mbps on basic plans
  • Limited international features
Cricket Wireless
5 GB 4G data
$30 per month
Powered by AT&T
Potential Savings: $540/year
Show Details
  • AT&T network
  • Multi-line family discounts
  • No data throttling on most plans
  • Physical stores nationwide
  • Owned by AT&T
Broadband Facts

Broadband Facts

Cricket Wireless — 5GB

Monthly Price $30/mo
0

Additional Monthly Charges

Provider monthly fee Included
Gov. taxes & fees Varies by location

One-Time Fees

Activation fee $0
Early termination fee None (no contract)

Typical Speeds

5G

Download 100-300 Mbps
Upload 10-50 Mbps
Latency 25-40 ms

4G LTE

Download 25-75 Mbps
Upload 5-25 Mbps
Latency 30-50 ms

Data Allowance

Monthly data 5 GB
Data cap / throttle Hard cap
Mobile hotspot Varies

Voice & Messaging

Minutes Unlimited
Texts Unlimited
Network AT&T 5G & 4G LTE

For more information about this plan, visit Cricket Wireless.

Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.

Cricket Wireless is the best prepaid option on the AT&T network. Owned by AT&T with plans from $30/mo for 5GB. Multi-line discounts make it an excellent family prepaid option.

Cricket Wireless is AT&T's own prepaid brand, which means you get AT&T's full network without the AT&T price tag. Plans start at $30/mo for 5GB, and multi-line family plans drop to as low as $25/line for 5 lines.

Cricket's biggest advantage over other AT&T-based prepaid carriers is its network of physical stores. If you value in-person support for activations, phone purchases, or troubleshooting, Cricket has thousands of retail locations nationwide.

Most Cricket plans include unlimited data with no hard caps, though speeds are limited to 8 Mbps on the basic tier. Premium plans unlock full-speed access. All plans include taxes and fees in the listed price, which is refreshingly transparent compared to the big carriers.

I compared Cricket to Red Pocket on AT&T (cheaper but less support infrastructure), H2O Wireless (good international calling but fewer features), and AT&T Prepaid direct (similar network but higher prices). For an AT&T prepaid experience with retail support and family pricing, Cricket is the top pick.

  • AT&T's own prepaid brand — full AT&T 5G and 4G LTE network access at lower prices.
  • Physical stores nationwide — in-person support for activations, purchases, and troubleshooting.
  • Taxes included in price — the price you see is the price you pay, no surprise add-ons.
  • Switch online in minutes
  • Same AT&T coverage
  • Unlimited talk & text
  • No surprise price hikes
  • No long-term contracts

Get the same AT&T coverage 3× cheaper

Save $672/yr over AT&T Unlimited Premium PL direct

Cricket Wireless logo
Best value
Cricket Wireless
5GB
5GB
$30 /mo
$360/yr
AT&T
Big Wireless
AT&T direct
Unlimited Premium PL
Unlimited
$86 /mo
$1,032/yr
Same AT&T 5G & 4G LTE coverage. Higher monthly bill.

Cost over time — Cricket Wireless vs AT&T

Cricket Wireless
AT&T direct
1 year Save $672
$1,032
$360
2 years Save $1,344
$2,064
$720
3 years Save $2,016
$3,096
$1,080

Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. AT&T Unlimited Premium PL retail price as of plan listing.

See all 4Cricket Wireless plans
5GB
5GB$30/mo View
10GB
10GB$40/mo View
Unlimited
Unlimited$55/mo View
Unlimited + Hotspot
Unlimited$60/mo View

How to choose the best prepaid phone plans

What does prepaid actually mean?

Prepaid means you pay for your service before you use it — no credit check, no contract, no surprise bills at the end of the month. You're in complete control of your spending. Most prepaid carriers let you pay monthly, while some (like Mint Mobile) offer deeper discounts for 3-12 month prepayment.

Which network should I choose?

Prepaid carriers use the exact same cell towers as the Big 3. T-Mobile has the widest 5G footprint nationally. Verizon is the most reliable in rural areas. AT&T offers strong overall nationwide coverage. Red Pocket is the only carrier that lets you pick your preferred network at signup. Use a coverage checker to see which network works best at your address.

How much data do I really need?

The average American uses about 17GB of cellular data per month, but if you're on Wi-Fi at home and work, your cellular usage is probably much lower. A 5GB plan ($10-15/mo) covers most Wi-Fi-primary users. Unlimited plans ($25-30/mo) make sense if you stream music or video over cellular regularly.

Should I prepay for multiple months?

If you can afford it, yes. Carriers like Mint Mobile and Red Pocket offer 20-40% savings when you prepay 3-12 months. The trade-off is less flexibility — you're committed for the prepaid period. Monthly pay-as-you-go from Tello or Visible gives you full flexibility at a slightly higher per-month cost.

Can I keep my current phone and number?

Yes to both. Most modern unlocked smartphones work on all three networks. Number porting takes 10-30 minutes and your old carrier cancels automatically. If your phone is still being paid off, contact your current carrier about unlocking it first.

Are there any hidden fees?

The best prepaid carriers — including all five on this page — have no hidden fees, no activation charges, and no early termination penalties. Some carriers include taxes in the listed price (Cricket) while others add them on top. Always check the "all-in" monthly cost before comparing.

Plans Compared at a Glance

CarrierCoverageDataPrice
TelloT-Mobile5GB$10
Red PocketAT&T20GB$10*
*50% off for 3 Mths
Mint MobileT-Mobile5GB$15
*$45 for 3 Months
VisibleVerizonUnlimited$25
Cricket WirelessAT&T5GB$30

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Recap: What are the best prepaid phone plans?

If you're still paying Big Wireless prices, you're paying too much. Prepaid plans from low-cost carriers give you access to the same networks without the inflated prices or confusing contracts. Compare prepaid plans to find your best match and start saving up to $600/yr per line.

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How We Chose These Plans

We compared 100+ active prepaid phone plans from 20+ no-contract carriers across T-Mobile, Verizon, and AT&T networks. Rankings weigh monthly price (40%), data allocation (25%), network quality (20%), and carrier reputation (15%). All prices verified as of April 2026.

Frequently Asked Questions

What is the cheapest prepaid phone plan?
The cheapest prepaid phone plan is Tello at $5/mo for 1GB data only, or $8/mo for unlimited talk and text. No contract or credit check required.
Do prepaid plans require a credit check?
No. Prepaid plans never require a credit check. You pay upfront each month (or in multi-month blocks for carriers like Mint Mobile). This makes prepaid ideal for anyone building or rebuilding credit.
Are prepaid plans as good as postpaid?
Yes. Prepaid plans use the same cell towers as postpaid. The coverage is identical. The only potential difference is network deprioritization during extreme congestion, which rarely affects everyday use.
Can I use my current phone with a prepaid plan?
Yes, as long as your phone is unlocked. Most phones purchased outright or paid off are unlocked. Check with your current carrier if unsure. Nearly all modern smartphones work on all three networks.
What happens if I run out of data on a prepaid plan?
Most prepaid carriers throttle your speed to 2G (128 kbps) instead of cutting you off. You can still use data, just slower. Some carriers let you buy additional data mid-cycle for $5-10.
How do I switch to a prepaid plan?
Sign up on the carrier website, choose your plan, and port your number. The process takes 10-30 minutes. Your old carrier cancels automatically when the port completes. No need to call them first.
Rob Webber

Rob Webber

CEO & Founder

Rob Webber is the founder and CEO of MoneySavingPro. With 15 years of experience in telecommunications and consumer advocacy, Rob has helped millions of Americans find cheaper phone plans without sacrificing coverage. His work has been featured in Forbes, CNET, and The Wall Street Journal.