Best Prepaid Phone Plans in 2026
No contracts, no credit checks — the best prepaid plans compared
The best prepaid phone plans in 2026 are Tello ($8/mo on T-Mobile), Red Pocket ($10/mo on your choice of network), and Mint Mobile ($15/mo for 5GB). All prepaid — no contracts, no credit checks, and no hidden fees. We compared 100+ prepaid plans to find the best values.
Our Top 5 Picks
- ✓ Plans from $8/mo
- ✓ Fully customizable
- ✓ No contracts or fees
- ✓ T-Mobile 5G
- ✓ Free international calls
- ✗ T-Mobile only
- ✗ Limited phone selection
- ✗ No physical stores
- ✓ Choose your network
- ✓ Plans from $10/mo
- ✓ Family plan discounts
- ✓ eSIM supported
- ✓ International options
- ✗ Annual prepay for best price
- ✗ Website navigation
- ✗ Cannot switch networks easily
- ✓ 5GB for $15/mo
- ✓ 5G on all plans
- ✓ Hotspot included
- ✓ eSIM activation
- ✓ Unlimited for $30/mo
- ✗ 3-12 month prepay required
- ✗ Price increase after year 1
- ✗ T-Mobile only
- ✓ Unlimited everything $25/mo
- ✓ Verizon network
- ✓ Hotspot included
- ✓ No speed caps
- ✓ Owned by Verizon
- ✗ Single line only
- ✗ Deprioritization possible
- ✗ Limited support hours
- ✓ AT&T network
- ✓ Multi-line family discounts
- ✓ No data throttling on most plans
- ✓ Physical stores nationwide
- ✓ Owned by AT&T
- ✗ Higher starting price ($30/mo)
- ✗ Speed capped at 8 Mbps on basic plans
- ✗ Limited international features
1Cheapest Prepaid Plan — Tello
Pros
- Plans from $8/mo
- Fully customizable
- No contracts or fees
- T-Mobile 5G
- Free international calls
Cons
- T-Mobile only
- Limited phone selection
- No physical stores
Show Details Hide Details
- Plans from $8/mo
- Fully customizable
- No contracts or fees
- T-Mobile 5G
- Free international calls
Broadband Facts Broadband Facts
Broadband Facts
Tello — 5GB Data Only
Additional Monthly Charges
One-Time Fees
Typical Speeds
5G
4G LTE
Data Allowance
Voice & Messaging
For more information about this plan, visit Tello.
Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.
Tello is the cheapest prepaid phone plan starting at $8/mo for unlimited talk and text on T-Mobile. Fully customizable — pick your minutes, texts, and data. No contracts, no fees, cancel anytime.
Tello is the definition of a no-nonsense prepaid carrier. Starting at $8/mo for unlimited talk and text on T-Mobile's network, it's the cheapest entry point for anyone who wants reliable service without overpaying.
The build-your-own plan model is what makes Tello special. You choose exactly how much data, talk, and text you need, so there's zero waste. All plans include free international calls to 60+ countries and mobile hotspot access. Unlimited plans cap hotspot at 5GB, but for most users that's more than enough.
There are no multi-line discounts, but Tello's per-line pricing is so competitive it rarely matters. Activation is seamless — eSIM setup takes a few taps, or order a physical SIM by mail.
I compared Tello to Ultra Mobile (good for international but pricier), Metro by T-Mobile (higher costs, requires store visit), and Boost Mobile (hidden fees undermine the value). For the cheapest, most flexible prepaid plan available, Tello is the clear choice.
- —Build your own plan — pick exactly the data, minutes, and texts you need without paying for extras.
- —No contracts, no fees — transparent pricing you can adjust or cancel anytime.
- —Instant eSIM activation — start using your plan in minutes, or get a physical SIM shipped.
- Switch online in minutes
- Same T-Mobile coverage
- Unlimited talk & text
- No surprise price hikes
- No long-term contracts
Get the same T-Mobile coverage 9× cheaper
Save $960/yr over T-Mobile Go5G Plus direct
Cost over time — Tello vs T-Mobile
Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. T-Mobile Go5G Plus retail price as of plan listing.
See all 14Tello plans
2Best Prepaid Plan for Network Choice — Red Pocket
Pros
- Choose your network
- Plans from $10/mo
- Family plan discounts
- eSIM supported
- International options
Cons
- Annual prepay for best price
- Website navigation
- Cannot switch networks easily
Red Pocket — 20GB
*50% off for 3 MthsShow Details Hide Details
- Choose your network
- Plans from $10/mo
- Family plan discounts
- eSIM supported
- International options
Broadband Facts Broadband Facts
Broadband Facts
Red Pocket — 20GB
Additional Monthly Charges
One-Time Fees
Typical Speeds
5G
4G LTE
Data Allowance
Voice & Messaging
For more information about this plan, visit Red Pocket.
Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.
Red Pocket is the only prepaid carrier offering all three networks. Choose AT&T, T-Mobile, or Verizon when you sign up. Plans from $10/mo for 3GB with no contract required.
Red Pocket is unique in the prepaid world because it's the only carrier that lets you pick between AT&T, T-Mobile, and Verizon at signup. If coverage quality varies where you live, this flexibility is genuinely valuable — you can select the network that performs best in your specific area.
Plans start at $10/mo for 3GB with unlimited talk and text. Annual prepay plans offer the lowest per-month costs, while monthly plans give you more flexibility at a slightly higher price. Family plans include a $20/line discount for additional lines, making Red Pocket competitive for households too.
International features are strong — free calling to 80+ countries and roaming in Mexico and Canada on qualifying plans. eSIM is supported, and new subscribers can test the service with a 7-day money-back guarantee.
I weighed Red Pocket against Cricket Wireless (AT&T's own prepaid brand but more expensive), H2O Wireless (solid international calling but less value overall), and Good2Go Mobile (cheap but very limited options). Red Pocket's network flexibility and family savings make it the most versatile prepaid carrier.
- —Choose your network — AT&T, T-Mobile, or Verizon, based on what works best where you live.
- —Family-friendly pricing — $20 off per additional line, one of the cheapest multi-line prepaid options.
- —International calling included — free calls to 80+ countries and roaming in Mexico and Canada.
- Switch online in minutes
- Same AT&T coverage
- Unlimited talk & text
- No surprise price hikes
- No long-term contracts
Get the same AT&T coverage 4× cheaper
Save $792/yr over AT&T Unlimited Premium PL direct
Cost over time — Red Pocket vs AT&T
Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. AT&T Unlimited Premium PL retail price as of plan listing.
See all 4Red Pocket plans
3Best Value Prepaid Plan — Mint Mobile
Pros
- 5GB for $15/mo
- 5G on all plans
- Hotspot included
- eSIM activation
- Unlimited for $30/mo
Cons
- 3-12 month prepay required
- Price increase after year 1
- T-Mobile only
Mint Mobile — 5GB Data Only
*$45 for 3 MonthsShow Details Hide Details
- 5GB for $15/mo
- 5G on all plans
- Hotspot included
- eSIM activation
- Unlimited for $30/mo
Broadband Facts Broadband Facts
Broadband Facts
Mint Mobile — 5GB Data Only
Additional Monthly Charges
One-Time Fees
Typical Speeds
5G
4G LTE
Data Allowance
Voice & Messaging
For more information about this plan, visit Mint Mobile.
Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.
Mint Mobile offers 5GB for $15/mo and unlimited for $30/mo on T-Mobile 5G. Multi-month prepay pricing keeps costs low. All plans include 5G, hotspot, and free eSIM activation.
Mint Mobile's value proposition is straightforward: prepay for 3, 6, or 12 months and lock in monthly rates that are hard to beat. The 5GB plan at $15/mo and unlimited at $30/mo on T-Mobile 5G represent some of the best per-GB pricing in prepaid wireless.
All plans include 5G access, mobile hotspot, and eSIM activation at no extra cost. The unlimited plan provides 40GB of premium data and 10GB of hotspot, which covers all but the heaviest users. The trade-off is the upfront payment — you're paying 3-12 months at once.
After the first year, renewal prices increase by $5-10/mo. It's still competitive, but the intro pricing is where the real savings are. I compared Mint to Google Fi (flexible but pricier), US Mobile (competitive unlimited but no multi-month savings), and Cricket Wireless (reliable AT&T coverage but higher monthly costs).
For prepaid users willing to prepay a few months upfront, Mint Mobile delivers unbeatable dollar-per-GB value.
- —Lock in low rates — prepay 3-12 months to get prices 20-40% below month-to-month carriers.
- —5G and hotspot standard — every plan includes T-Mobile 5G and mobile hotspot at no extra cost.
- —Risk-free trial — 7-day money-back guarantee on eSIM plans to test the service.
- Switch online in minutes
- Same T-Mobile coverage
- Unlimited talk & text
- No surprise price hikes
- No long-term contracts
Get the same T-Mobile coverage 6× cheaper
Save $900/yr over T-Mobile Go5G Plus direct
Cost over time — Mint Mobile vs T-Mobile
Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. T-Mobile Go5G Plus retail price as of plan listing.
See all 8Mint Mobile plans
4Best Unlimited Prepaid Plan — Visible
Pros
- Unlimited everything $25/mo
- Verizon network
- Hotspot included
- No speed caps
- Owned by Verizon
Cons
- Single line only
- Deprioritization possible
- Limited support hours
Show Details Hide Details
- Unlimited everything $25/mo
- Verizon network
- Hotspot included
- No speed caps
- Owned by Verizon
Broadband Facts Broadband Facts
Broadband Facts
Visible — Unlimited
Additional Monthly Charges
One-Time Fees
Typical Speeds
5G
4G LTE
Data Allowance
Voice & Messaging
For more information about this plan, visit Visible.
Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.
Visible offers unlimited everything (talk, text, data, hotspot) on the Verizon network for $25/mo with no contract. Owned by Verizon, so you get premium network access.
If you want unlimited data on Verizon's network without a contract, Visible is the best prepaid option available. At $25/mo for unlimited talk, text, data, and hotspot, it undercuts every other Verizon-based carrier by a wide margin.
Visible keeps the plan structure dead simple — two plans, no confusion. The base plan includes hotspot at 5 Mbps. The Visible+ plan ($35/mo) adds 50GB of premium data, 5G Ultra Wideband access, and international calling to 30+ countries.
Being owned by Verizon means you're getting the real deal in terms of network access. The one caveat: no multi-line discounts, and customer support is online only. For individuals, neither of these is a dealbreaker given the price.
I compared Visible to Tracfone (cheap but speed-limited), Xfinity Mobile (great pricing but requires Xfinity internet), and Spectrum Mobile (same internet requirement). Visible is the only Verizon prepaid option with true unlimited data and no strings attached.
- —True unlimited on Verizon — no data caps, no throttling on the base plan.
- —Owned by Verizon — premium network access at a fraction of the direct Verizon price.
- —Simple, instant activation — eSIM setup in minutes, no waiting for a SIM card.
- Switch online in minutes
- Same Verizon coverage
- Unlimited talk & text
- No surprise price hikes
- No long-term contracts
Get the same Verizon coverage 4× cheaper
Save $780/yr over Verizon Unlimited Plus direct
Cost over time — Visible vs Verizon
Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. Verizon Unlimited Plus retail price as of plan listing.
See all 7Visible plans
5Best AT&T Prepaid Plan — Cricket Wireless
Pros
- AT&T network
- Multi-line family discounts
- No data throttling on most plans
- Physical stores nationwide
- Owned by AT&T
Cons
- Higher starting price ($30/mo)
- Speed capped at 8 Mbps on basic plans
- Limited international features
Show Details Hide Details
- AT&T network
- Multi-line family discounts
- No data throttling on most plans
- Physical stores nationwide
- Owned by AT&T
Broadband Facts Broadband Facts
Broadband Facts
Cricket Wireless — 5GB
Additional Monthly Charges
One-Time Fees
Typical Speeds
5G
4G LTE
Data Allowance
Voice & Messaging
For more information about this plan, visit Cricket Wireless.
Learn more about the terms used on this label by visiting the FCC Consumer Resource Center.
Cricket Wireless is the best prepaid option on the AT&T network. Owned by AT&T with plans from $30/mo for 5GB. Multi-line discounts make it an excellent family prepaid option.
Cricket Wireless is AT&T's own prepaid brand, which means you get AT&T's full network without the AT&T price tag. Plans start at $30/mo for 5GB, and multi-line family plans drop to as low as $25/line for 5 lines.
Cricket's biggest advantage over other AT&T-based prepaid carriers is its network of physical stores. If you value in-person support for activations, phone purchases, or troubleshooting, Cricket has thousands of retail locations nationwide.
Most Cricket plans include unlimited data with no hard caps, though speeds are limited to 8 Mbps on the basic tier. Premium plans unlock full-speed access. All plans include taxes and fees in the listed price, which is refreshingly transparent compared to the big carriers.
I compared Cricket to Red Pocket on AT&T (cheaper but less support infrastructure), H2O Wireless (good international calling but fewer features), and AT&T Prepaid direct (similar network but higher prices). For an AT&T prepaid experience with retail support and family pricing, Cricket is the top pick.
- —AT&T's own prepaid brand — full AT&T 5G and 4G LTE network access at lower prices.
- —Physical stores nationwide — in-person support for activations, purchases, and troubleshooting.
- —Taxes included in price — the price you see is the price you pay, no surprise add-ons.
- Switch online in minutes
- Same AT&T coverage
- Unlimited talk & text
- No surprise price hikes
- No long-term contracts
Get the same AT&T coverage 3× cheaper
Save $672/yr over AT&T Unlimited Premium PL direct
Cost over time — Cricket Wireless vs AT&T
Estimated cost based on advertised monthly price. Excludes taxes, fees, and one-time charges. AT&T Unlimited Premium PL retail price as of plan listing.
How to choose the best prepaid phone plans
What does prepaid actually mean?
Which network should I choose?
How much data do I really need?
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Are there any hidden fees?
Plans Compared at a Glance
| Carrier | Coverage | Data | Price |
|---|---|---|---|
| Tello | T-Mobile | 5GB | $10 |
| Red Pocket | AT&T | 20GB | $10* |
| *50% off for 3 Mths | |||
| Mint Mobile | T-Mobile | 5GB | $15 |
| *$45 for 3 Months | |||
| Visible | Verizon | Unlimited | $25 |
| Cricket Wireless | AT&T | 5GB | $30 |
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How We Chose These Plans
We compared 100+ active prepaid phone plans from 20+ no-contract carriers across T-Mobile, Verizon, and AT&T networks. Rankings weigh monthly price (40%), data allocation (25%), network quality (20%), and carrier reputation (15%). All prices verified as of April 2026.
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Rob Webber
CEO & FounderRob Webber is the founder and CEO of MoneySavingPro. With 15 years of experience in telecommunications and consumer advocacy, Rob has helped millions of Americans find cheaper phone plans without sacrificing coverage. His work has been featured in Forbes, CNET, and The Wall Street Journal.