Optimum Mobile vs Xfinity Mobile

By Rob Webber • Founder & Editor

Head-to-head comparison of plans, features, and pricing

Optimum Mobile

Optimum Mobile

T-Mobile network

$—/mo

0 plans available

Xfinity Mobile

Xfinity Mobile

Verizon network

$—/mo

0 plans available

Looking to switch carrier but not sure if Optimum Mobile or Xfinity Mobile is better? Within this guide, you'll be able to compare Optimum Mobile and Xfinity Mobile coverage, features, plans, and prices side-by-side, so you can decide which carrier offers the best deal.

Optimum Mobile vs Xfinity Mobile: Coverage & Plan Comparison 2026

  1. 1. Optimum Mobile vs Xfinity Mobile: Reviews
  2. 2. Optimum Mobile vs Xfinity Mobile: Plans
  3. 3. Optimum Mobile vs Xfinity Mobile: Coverage
  4. 4. Optimum Mobile vs Xfinity Mobile: Features
  5. 5. Our Verdict
  6. 6. FAQ

Optimum Mobile vs Xfinity Mobile: Reviews

Optimum Mobile
Our Rating:
3.2/5
See Deals → View Plans

Pros

  • ✓ T-Mobile 5G & 4G LTE network coverage
  • ✓ Bundled savings for Optimum Internet customers
  • ✓ No contract

Cons

  • ✗ Requires Optimum Internet
  • ✗ Limited availability
  • ✗ Mixed customer service
Xfinity Mobile
Our Rating:
3.6/5
See Deals → View Plans

Pros

  • ✓ Verizon 5G & 4G LTE network coverage
  • ✓ Mix and match plans per line
  • ✓ Free Xfinity WiFi hotspots nationwide
  • ✓ No activation fees

Cons

  • ✗ Requires Xfinity Internet subscription
  • ✗ Limited to Xfinity customers only
  • ✗ Data deprioritization during congestion

Optimum Mobile vs Xfinity Mobile: Plans

Optimum Mobile Top Plan

Unlimited

$45/mo

Powered by T-Mobile

See at Optimum Mobile →

Optimum Mobile Plans

Xfinity Mobile Top Plan

Unlimited

$45/mo

Powered by Verizon

See at Xfinity Mobile →

Xfinity Mobile Plans

Optimum Mobile vs Xfinity Mobile: Coverage

Optimum Mobile

Optimum Mobile is powered by T-Mobile 5G & 4G LTE wireless networks.

View Optimum Mobile coverage map →

Xfinity Mobile

Xfinity Mobile is powered by Verizon 5G & 4G LTE wireless networks.

View Xfinity Mobile coverage map →

Optimum Mobile is powered by T-Mobile and Xfinity Mobile is powered by Verizon. Coverage varies by location — check availability in your area.

Optimum Mobile vs Xfinity Mobile: Features

Feature Optimum Mobile Xfinity Mobile
Networks — —
Data Speed — —
3G Network — —
Mobile Hotspot — —
5G — —
VoLTE — —
WiFi Calling — —
Visual Voicemail — —
Bring Your Phone — —
Keep Your Number — —
Contract — —
Credit Check — —
Taxes Included — —
Multi-line Discounts — —
Multi-month Discounts — —
Money Back Guarantee — —
Customer Service — —
International Calls — —
International Roaming — —

Our Verdict

Optimum Mobile is better for budget-conscious users who want plans starting at $0/mo on the T-Mobile network. Xfinity Mobile is better if you want plans on the Verizon network starting at $0/mo. Both carriers offer the same tower coverage as Big Wireless at a fraction of the price.

Who Should Choose Optimum Mobile

  • ✓ You want the T-Mobile network
  • ✓ Plans starting at $0/mo
  • ✓ 0 plan options to choose from
View Optimum Mobile Plans →

Who Should Choose Xfinity Mobile

  • ✓ You want the Verizon network
  • ✓ Plans starting at $0/mo
  • ✓ 0 plan options to choose from
View Xfinity Mobile Plans →

Why You Can Trust This Comparison

I've spent years helping people ditch overpriced phone plans by exposing hidden fees and carrier tricks. At MoneySavingPro, we go beyond the fine print, testing and comparing real-world network performance so you don't have to.

I've personally tested Optimum Mobile, Xfinity Mobile, and other low-cost providers, comparing their speeds, coverage, and pricing to the Big 3. If there's a smarter way to save, you'll hear about it here first.

— Rob Webber, Founder & Editor

Compare Optimum Mobile vs Xfinity Mobile — How Much Could You Save?

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Frequently Asked Questions

Is Optimum Mobile or Xfinity Mobile cheaper?
Optimum Mobile is cheaper, with plans starting at $0/mo. Xfinity Mobile starts at $0/mo.
Which network does Optimum Mobile use?
Optimum Mobile uses the T-Mobile network. You get the same coverage as T-Mobile customers at a lower price.
Which network does Xfinity Mobile use?
Xfinity Mobile uses the Verizon network. You get the same coverage as Verizon customers at a lower price.
Can I keep my phone number if I switch to Optimum Mobile or Xfinity Mobile?
Yes. Both carriers support number porting. You can transfer your existing phone number in about 10-30 minutes during the sign-up process.
Do Optimum Mobile and Xfinity Mobile offer 5G?
Most modern plans from both Optimum Mobile and Xfinity Mobile include 5G access at no extra cost where the network supports it.